Money Basics: The Holidays

When Hubby and I were at the grocery store back in November, the Christmas music had already started. I am so sick of it already that I feel like we could skip Christmas for a year, and I would be perfectly fine with that. And let’s all keep in mind what occurs during Black Friday each year.

The holidays are well known for over-spending, but you don’t have to fall into that trap! Hubby and I go against the flow every year and make one flat donation to a charity, rather than buying things for anyone. That keeps our costs predictable and contained each year.

The only thing I buy this time of year is a ham. They go on sale for ridiculously cheap prices, and I cut one up and put the chunks in the freezer to use year-round. You can do the same with other traditional foods, like turkey and brisket.

Rather than go on another Grinch-like anti-Christmas rant, I will say this: keep your long-term goals in mind when you’re shopping. Don’t get swept up the buying and bargain frenzy. Even things bought with the best intentions can give you a panic attack when the credit card statement arrives. Good luck, and happy holidays!

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December 21, 2013. Tags: , , . Thriftiness is Cool.

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